GST Malaysia | Goods and Services tax

    As we know, Malaysia have implement GST (goods and sevice tax)  since April 2015. All malaysian must pay the GST (goods and sevice tax) when buying goods and services. The rate of GST (goods and sevice tax) is calculate based on the price of goods itself which is 6% from it and GST (goods and sevice tax) on Restaurant, hotels and industry that provide service to customers. It totally different with Service Charge .Service Charge is  not compulsory and its dependent on premises basis. Some restaurant may charge from 5% to 10%. This charge is not implemented by government and is typically implemented restaurants and hotels. Service Charge is altogether a different item compared to GST . It should not be compared with Goods and Services Tax. 

        

Malaysia dijangka alami defisit belanjawan ketara jika 

GST tidak dilaksana   Selanjutnya di : http://www.bharian.com.my/node/91530

Malaysia is expected to experience a significant budget deficit if  not implementation the GST - Berita Harian

Malaysia's economic is totally depends on revenue from oil industry but it shown the sharply declining of commodity oil price over 50 percent of the 100 US $  per barrel in 2014. Therefore GST is necessary and important step as the Sales and Service Tas (SST) previously is inefficient and weak tax collection. The collection of SST only RM 18 billion compared with GST RM 39 billion so we can conclude that implementation of GST is more efficient to improve Malaysia's economic.

Our government setting a few initiative to minimize the impact of GST on low and middle-income households with not impose the GST on some necessary goods including medicines and food. As conclusion, the implementation of GST will improve the economic and it influence people to reduce spending budget and learn saving. 

ISLAM - World's Greatest Religion ! ;)

'MARRIAGE WHILE STUDYING'   Should I or Shouldn’t I?

Marriage is one of the sunnah of the Prophet, which encouraged over its followers, and also is a matter of very beautiful when the marriage age traveled with happiness. Here I would like to share with you all about the advantages and benefits of marrying at a young age.

First Benefit

Early marriage can prevent adultery. Young couples who are still studying when a young marriage, they will escape vices because they do have a relationship with big halal and valid. Of couple 4, 5, 6, 7, 8, 9 or 10 years remain sinful reason during couple much vices can occur. In Islam even actually illegal couple, on the other hand a more beautiful that is, it wants to make love After Marriage.

Second Benefit

Unable to control the lust and avoid vices, now ni too many illegitimate sons case, the case of abandoned babies. This is all happening because of the feeling of love that is added with lust and temptation of the devil then a miraculous adultery. The reason tu encouraged married while learning at a young age, the reason we secure from commit adultery and damned that is safe from sin. When I married, certainly, we will keep our offspring with good and perfect. 

Third Benefit 

When you got married at a young age, you are in fact already practically safe from disruption of the public. Now we can see it every day beautiful women are interrupted by men. These things often happen to the students of the University. To get married at a young age and have your husband actually already secure from harassment. 

Forth Benefit 

Outstanding performance after marriage, and got a new passion to learn, no denying it's been many married during the study they obtained excellent results in education and exam. With married, making one more relaxed and their life goals more clearly. They are more focused in the field of education and support from a spouse makes them more excited. 

Fifth benefit 

Makes you more responsibility, when you married and had a family. You'll change your diligent attitude lazy because you no longer live under the care of mom and dad, but you already have a big responsibility to take care of your family.

Conclusion

There is no doubt that in today’s environment of fitnah and haraam, young students are easily tempted to being led astray. It is extremely difficult to maintain one’s haya

and modesty when the ropes of satan are tugging so strongly at one’s nafs. At such a time we need to recognise that Allah (SWT) has created us with an inner desire for the companionship of the opposite sex and has made it lawful for us to engage in such relationships within the bounds of marriage. There is no compulsion on the quality of life that needs to be lead financially. All we need to ensure is that we have the ability to support ourselves practically, be it through scholarships or part time work or through the efforts of our parents and that we have the emotional intelligence to manage the relationship.

If you are entering the campus environment or are there already and are seriously concerned about the level of your faith and protecting your chastity, you need to conscientiously explore the possibility of marriage through halal means. If you are already in an illicit relationship and would like to make your partner a husband or wife in the future, you need to set the wheels in motion to get married as soon as possible. If you don’t have the financial means or feel you are emotionally not ready, then it is imperative that you end the haraam relationship and say to your partner that it will only resume once you have the means to get married. If they are truly meant for you and for them, you will be able to wait until the time is right. In the meanwhile, get down on your musallah  and fervently pray to Allah (SWT) to open a way for you get married as soon as possible.

May Allah (SWT) grant all those who are married blessed marriages, all those who want to get married pious partners and all those who are unable to get married patience in their time of difficulty.  

Fall Ringgit against foreign currencies

The value of Ringgit Malaysia (RM) is decline?  

Nowadays, Various reactions that we hear on the economic situation of the country since lately. Gst become the famous issue in our country since it was introduced by the Prime Minister. What is the Gst? A goods and services tax in Malaysia (GST), a value added tax, was scheduled to be implemented by the government during the third quarter of 2011, but the implementation was delayed until 1 April 2015. Its purpose is to replace the sales and service tax which has been used in the country for several decades. GST has been applied in Singapore but we did not hear any dispute or ridicule of the media Singaporeans. Lately the focus of the financial markets. We see the value of Ringgit Malaysia (RM) is declining against foreign currencies like the US dollar and Singapore. 

Reason why Ringgit Malaysia is decline : 

• When we buy too much stuff we dumped imports Ringgit in the international market, if this is the case of the Ringgit will fall. 
• Political stability is one of the factors to the stability of the economy in the country.

 Ways to increase the value of the Ringgit in the world arena :

• As citizens we have also a role to be taken. Buy Malaysian products and subtract buy imported goods to increase and strengthen the economy.
• To stabilize the ringgit, the government through the Bank Negara Malaysia (BNM) may be diluting the international reserves.
• Together we stand united, so that the political situation is stable. This will help ensure the success of any policy that would be taken by BNM to stabilize the ringgit in the international market. 

United States (US) Federal Reserve through monetary intervention to take steps to stabilize the value of the dollar in international markets.That is one reason why the US dollar (USD) to gain a foothold against our country. As the world's largest economy, the US will do anything to increase the value of the dollar in the world.

Singapore is also an intimate friend of the US do not want to be seen lagging behind that of his close ally. Obviously they want to see a stable Singapore dollar against the US dollar, thus Singapore withdrew their international reserves. As a result we could see a strong Singapore dollar while the US dollar and of course Singapore dollar jumped higher than the Ringgit. This does not mean that Singapore's economy is better than the economy.

China is a lot of trade with the United States is not left behind monetary intervention, dilute the country's international reserves to stabilize the value of the yuan in the international market. China does not want him to be far behind compared to the importance of US counterparties. - Decorative Figure

-Student's research  :)

REFERENCE :http://www.utusan.com.my/rencana/kejatuhan-ringgit-berbanding-mata-wang-asing-1.105265